Course Description

Retirement and Estate Planning: All About the Money

It's important for households, like businesses, to have both a net worth statement (balance sheet) and a budget (income and expense statement). We will identify all possible retirement income sources, both government and personal, and complete the net worth statement and budget to determine your retirement and estate planning needs. With these documents we will build a retirement plan which, in turn, will help to discover what surplus remains to be dispersed between your beneficiaries. We will also discuss the impact of COVID-19, the need for a proper legally-drafted will, enduring power of attorney and/or a personal care directive. Some math calculations are required with a calculator (see course notes for recommendations for purchase or to download to your cellphone, tablet or computer) so that you become familiar with the logic and mechanics involved with organizing your affairs.

Course Details

Learning Outcomes

By completion of this course, successful students will be able to:

  • construct and calculate a budget, a retirement analysis, and an estate valuation
  • identify the risks and limitations when investing for retirement
  • identify how best to compensate for retirement investment risks and limitations
  • identify the tax and legal considerations both during retirement and at one's death
  • recognize when it is necessary to consult professionals such as lawyers, accountants, trustees, and financial planners


There are calculator options, what you need is any calculator that can perform present and/or future value calculations. It should have keys for present value (typically PV), payment (PMT), future value (FV), interest rate (i) and time (n). If you have all those available, on whatever calculator you are using, then you are good to go.

You can search “financial calculator” on the net and find free online versions.

The instructor uses the HP 12C.

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Online Synchronous
6:00PM to 9:00PM
May 07, 2024 to May 28, 2024
Schedule and Location
Delivery Options
Course Fees
Fee Before GST non-credit $289.00
Reading List / Textbook
No Textbook Required.
Section Notes

Classes are held online in real time (Mountain Time) at the specified time and dates.

This course uses:

  • Desire2Learn (D2L), an online learning management system. The instructor will post the course outline and other materials in D2L.
  • Zoom web conferencing software.

To fully participate in the live sessions, students will need: an internet connection, a reliable headset with microphone and a webcam.

For more information, please visit our Online Learning Resources.

Unless notified, all online courses are available at 9 am MT the day before the start date. Students registering on (or after) the start date will receive access within one day of registration.

Students unfamiliar with online learning are encouraged to take our free Digital Skills for Learning Online course.

Unless otherwise stated, notice of withdrawal or transfer from a course must be received at least seven calendar days prior to the start date of the course.

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