Windmill Microlending is a non-profit serving newcomers to Canada since 2005. Windmill offers low-interest, affordable career loans of up to $15,000 to help skilled immigrants and refugees pay for the costs of education and training programs, credentials, licensing and more to reach their career goals.

What can a loan be used for?

  • Education and training programs (two years or less), including courses
  • Licensing and qualifying exams fees
  • Living allowance during study time
  • Travel expenses to take courses or exams not available in your area
  • Credential's assessments (WES, ICAS, IQAS or MIFI)
  • Professional association fees
  • Books, course materials and work equipment
  • English or French language training
  • Relocation costs for employment
  • Other costs related to your career may be considered

Who is eligible?

  • Immigrants and internationally-educated individuals living in Canada
  • Permanent residents, Canadian citizens, protected persons, convention refugees and provincial nominees
  • Newcomers who intend to work in the same field they trained in outside of Canada or to apply their transferable skills to a new career
  • Immigrants who don't have an undischarged bankruptcy or a consumer proposal

If you want to know if you're eligible for a Windmill loan, click here.

To confirm if a Continuing Education program or course is eligible and fits loan criteria, please contact Windmill Microlending at 1-855-423-2262 or visit

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