Affordable housing is an essential ingredient in sustaining a healthy city. Providing housing that is affordable to households with a diversity of incomes is a key component in any market and essential in developing sustainable communities within a city. Since 1991, Federal Census data has shown 18% of Calgary households consistently find themselves in need of assistance in putting a safe and adequate roof over their heads. This course examines several dynamics of developing affordable housing in both the private and non-profit sectors. It focuses on the financial realities of development, as well as the social considerations that cannot be ignored. Course participants will gain a greater understanding of the following concepts: housing needs and who needs affordable housing; the housing continuum and the market's key players; current realities in Calgary's affordable housing market; affordable housing finance and funding realities; challenges in developing affordable housing; design, operations and management of affordable housing.